Help Us Get the Word Out!


Harris County Housing Finance Corporation is committed to providing affordable housing opportunities for everyone!


We have programs that will benefit many in our communities, just ask your favorite Realtor, builder or lender! If they are not members ask them to contact us  and find out how to become a valued partner!

Special Benefits for Qualified Veterans











Call your lender today!


Programs that Build Communities

First-Time Homebuyers can access tax credits available through the Harris County Housing Finance Corporation Mortgage Credit Certificate Program. The MCC is a tax credit that reduces the federal income taxes of qualifies buyers buying a qualified residence.


See a participating lender and ask about the MCC. Buyers can save money as long as they own and live in the home and pay on the mortgage.The Harris County Housing Finance Corporation has several programs available within its jurisdiction for home buyers:

The Mortgage Credit Certificate Program returns 50% of the mortgage interest to the buyer in a dollar-for-dollar income tax credit, up to $2,000 per year, for the life of the loan.

The 5 Star Program Down Payment and Closing Cost Assistance Grant (that does not have to be paid back) for up to 6% of the loan amount.

Combined these two programs offer considerable savings to buyers who may need extra help purchasing a home.  Certain lenders have been trained to assist home buyers with these programs and are happy to answer questions about them. 


Please see our pages:

 Mortgage Credit Certificate Program

 Participating Lenders

 5 Star Program


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