If you're looking for an affordable housing program that will save you money over the life of the loan, you've come to the right place.  


Our Mortgage Credit Certificate (MCC) Program now returns 50% of the mortgage interest, up to $2,000 per year in a direct dollar-for-dollar tax credit. 

Ask your lender about our NEW $1,500 down payment assistance grant!

One who knows how to deliver your tax credit.

Coming Soon:

New Contest

for 2019

Ask about our 

 NEW $1,500 

Down Payment Grant!

Special features are available to qualified veterans.  Ask your lender or Realtor for details.

Building Communities Together

What is The Harris County Housing Finance Corporation?

Harris County Housing Finance Corporation is an instrumentality of government, created by Commissioners Court with a mission to provide financing opportunities to first-time homebuyers in the Harris County area.

Harris County Housing Finance Corporation (HCHFC) was organized as a “housing finance corporation” under the Texas Housing Finance Corporations Act of 1979, currently authorized under Chapter 394, of the Texas Local Government Code.  The corporation is a duly constituted non-profit, instrumentality of the government of Harris County, Texas, considered under state law to be a political subdivision of the State of Texas.  The corporation is exempt from federal taxation under Internal Revenue Code.  The public purpose of Harris County Housing Finance Corporation is to create and promote affordable housing opportunities for the citizens of Harris County.


The primary activity of Harris County Housing Finance Corporation is to issue tax-exempt single-family mortgage revenue bonds and bonds for affordable multi-family housing projects. Harris County Housing Finance Corporation also provides Mortgage Credit Certificate Programs and develops and administers homebuyer assistance programs using its own corporate funds.


Please note: Location matters! Our MCC Program is available within Harris County, but NOT within the cities of Houston, Baytown, Deer Park, Friendswood, Pasadena or Pearland.

© 2019 by Knapp Communications Inc.